Real Value Business Solutions.
- Welcome to Real Value Business Solutions.
- At Real Value Business Solutions, we deliver personalised accounting, taxation, audit, and business advisory services to individuals, businesses, and SMSFs across Australia.
- With more than 22 years of professional experience, we combine deep technical expertise with forward-looking methodologies to provide clients with proactive guidance, innovative solutions, and highly responsive service.
- We believe in:
- > leveraging technology
- > uncompromising quality
- > complete client focus
- to help you manage financial complexity with ease.
- No matter your needs—tax compliance, SMSF services, bookkeeping, risk analysis, company setup, or advanced business strategy—we are here to support your success.
- Let us help you take confident financial decisions and achieve long-term growth.
✅ Mission StatementOur mission is to empower individuals and businesses with reliable financial clarity, proactive guidance, and compliant solutions. We deliver strategic, technology-enabled accounting services that simplify complexity, foster confidence, and support long-term sustainable success.
✅ Vision StatementTo be a trusted financial advisory partner known for professional excellence, industry insight, and innovative solutions — helping clients achieve strong financial outcomes and succeed in a rapidly evolving business environment.
✅ ABOUT US.Real Value Business Solutions is a progressive CPA practice operating in Greater Sydney for over two decades. Our philosophy is built on three principles:✅ ProfessionalismWe maintain the highest standards of ethics, skill, and integrity to ensure every client receives informed and responsible services.✅ ResponsivenessWe understand that timely advice is valuable. Our team works closely with clients to address their evolving financial and compliance needs quickly and effectively.✅ QualityWe are committed to excellence in every engagement. Our approach includes ongoing learning, technology adoption, procedural efficiency, and analytical thinking to deliver high-quality financial outcomes.Over the years, we have worked with individuals, small-to-medium enterprises, corporations, and self-managed superannuation funds (SMSFs), offering customised guidance to support smarter decision-making.Our goal is simple—empower businesses and individuals to grow, safeguard their wealth, and thrive.
✅ OUR SERVICES.
- We provide a diverse portfolio of services tailored to meet the financial, taxation, and compliance needs of individuals and businesses.
- ✔ Taxation & Compliance
- • Income tax returns: Individuals, Partnerships, Companies, Trusts & SMSFs
- • BAS, IAS, PAYG, and FBT lodgements
- • Tax planning, structuring & advisory
- • ATO liaison
- ✔ Audit & Assurance
- • ASIC-registered SMSF audit
- • Periodic financial audit and analysis
- • Internal control & risk review
- ✔ SMSF Services
- • SMSF setup & registration
- • SMSF audits
- ✔ Business Advisory
- • Business planning & structuring
- • Budgeting and financial modelling
- • Risk analysis
- • Cost & profitability analysis
- • Strategic advisory for senior management
- • Virtual CFO services
- ✔ Company Setup & Secretarial Services
- • Company registration with ASIC
- • Corporate compliance
- • Ongoing company secretarial support
- ✔ Bookkeeping & Accounting
- • End-to-end bookkeeping
- • General ledger & payroll management
- • Financial statement preparation
- • Cashflow & budgeting
- ✔ Xero Software Advisor
- Whether you are a new business, a growing organisation, or an individual seeking support, we provide solutions designed to offer clarity, compliance, and confidence.
Our Team:
Ravi Tickoo. B.Com; Dip. Financial Planning, Xero Advisor, FCPA.
Ravi is a Certified Practising Accountant, Registered Tax Practitioner, and ASIC-registered SMSF Auditor with more than 22 years of experience in accounting, taxation, auditing, and business management.His career spans:• Accounting practice leadership• SMSF management & audits• Business strategy and risk analysis• Financial systems management• Taxation advisory across diverse industriesRavi has led engagements with individuals, SMEs, and corporate clients, offering tailored tax planning, compliance, and financial advisory support. He has also served in senior roles, including Managing Director positions where he drove business strategy, virtual CFO initiatives, and consulting on operational improvement.Previously, Ravi held notable roles with:• ICI India Ltd (Dulux Paints) — Accounts Supervisor
His experience includes:• Budgeting & forecasting• Consolidated financial reporting• Inter-business reconciliations• Payroll & administration• SAP project cost monitoring• Facilitating audits (including KPMG) Ravi is deeply committed to helping clients make informed, confident financial decisions. He believes in continuous learning, collaboration, and using technology to deliver efficient, high-quality outcomes.
His experience includes:• Budgeting & forecasting• Consolidated financial reporting• Inter-business reconciliations• Payroll & administration• SAP project cost monitoring• Facilitating audits (including KPMG) Ravi is deeply committed to helping clients make informed, confident financial decisions. He believes in continuous learning, collaboration, and using technology to deliver efficient, high-quality outcomes.
Why Choose Us: Unmatched Expertise, Proven Results, and Client-Centered Solutions
Professionalism and integrity in every service
Tailored financial guidance for your needs
Over two decades of expert experience
Responsive and dedicated support for clients
Contact us
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Our clients say
Check Our Google Reviews
Anmol JainAmazing service and great working with Ravi
Akram ZakiRavi is very professional, very experienced and very thorough. He really goes out of his way to ensure that I get all the tax breaks and returns that I am entitled to. He's friendly and pleasant to deal with and responds quickly. He also explains things simply and with understanding that not everyone is as well versed in taxation law or jargon as he is. I highly recommend him.
Tastrans Pty LtdMr Ravi is highly skilled in his field. He is always polite , well informed and above all very helpful. Being a happy customer since last 10 years, will highly recommend his services to others.
Our Blogs
Blog
Energy Saving Strategies for During Fuel Crisis1. Mass Carpooling & Ride Sharing (Immediate Impact Strategy)Since there are not many non-electric cars, reducing the number of vehicles on roads is faster than replacing them.What Can Be Done:National Carpool CampaignGovernment-backed campaign similar to “Save Fuel” drives encouraging:Office employees to share ridesSchool transport poolingResidential society pooling appsCorporate MandateLarge IT parks, SEZs, and industrial clusters can:Make carpooling compulsory where feasibleProvide preferred parking for pooled carsOffer fuel incentivesDedicated Carpool LanesMajor cities.
Introduce: High Occupancy Vehicle (HOV) lanes
This alone can reduce peak fuel use significantly.Digital IntegrationEncourage platforms like:OlaUberTo incentivize pooled rides with lower commissions during crisis periods.Shift to Public & Rail TransportIncrease frequency of metro and bus fleets.Prioritize electrified rail freight to reduce diesel trucking.
Blog
A Brief Overview of Australia’s 2026 Federal Budget:
Australia’s 2026–27 Federal Budget focuses strongly on easing cost-of-living pressures while also introducing major tax and housing reforms. Treasurer Jim Chalmers described the budget as a plan for “resilience and reform,” aimed at helping workers, first-home buyers, and low-income households.
One of the biggest announcements is a new round of income tax cuts. From July 2026, the tax rate for earnings between $18,201 and $45,000 will fall from 16% to 15%, and then to 14% in 2027. The government also introduced a $1,000 instant work-related tax deduction and a $250 Working Australians Tax Offset to increase disposable income for workers.
Housing reforms are another major feature of the budget. The government plans to limit negative gearing benefits to newly built homes and replace the current 50% capital gains tax discount with an inflation-based system from 2027. These changes are intended to improve housing affordability and help more first-home buyers enter the market.
The budget also includes spending on Medicare, cheaper medicines, fuel security, and infrastructure projects. While many Australians may benefit from lower taxes and housing support, critics argue that some reforms may discourage property investment and increase pressure on rental markets. Overall, the 2026 Budget reflects the government’s attempt to balance economic reform with immediate financial relief for households.
Blog
2026 Income Tax Checklist for Individuals (Australia)
Preparing your 2026 tax return becomes easier when you organise all important documents early. Here is a simple checklist for Australian individuals before lodging with the Australian Taxation Office (ATO).
Personal InformationTax File Number (TFN)Bank account details for refundsUpdated address and contact informationPrivate health insurance statementIncome RecordsPAYG income statement from employersBank interest statementsDividend statements from sharesRental property income recordsFreelance, business, or side hustle incomeGovernment payments or Centrelink benefitsCryptocurrency or investment incomeWork-Related DeductionsVehicle and travel expensesWork-from-home expensesUniforms and protective clothingSelf-education and training costsUnion fees and professional membershipsTools, equipment, and office suppliesOther DeductionsCharitable donations over $2Tax agent or accounting feesIncome protection insurancePersonal superannuation contributionsInvestment-related expensesTax Offsets & RebatesLow Income Tax Offset (LITO)Seniors and Pensioners Tax Offset (SAPTO)Private health insurance rebateSuperannuation spouse contribution offsetImportant Records to KeepReceipts and invoicesLogbooks for vehicle claimsHome office recordsRental property statementsInvestment and superannuation documents
The ATO recommends keeping records for at least five years after lodging your return. Using myTax or a registered tax agent can help reduce errors and speed up refunds.
Preparing your 2026 tax return becomes easier when you organise all important documents early. Here is a simple checklist for Australian individuals before lodging with the Australian Taxation Office (ATO).
Personal InformationTax File Number (TFN)Bank account details for refundsUpdated address and contact informationPrivate health insurance statementIncome RecordsPAYG income statement from employersBank interest statementsDividend statements from sharesRental property income recordsFreelance, business, or side hustle incomeGovernment payments or Centrelink benefitsCryptocurrency or investment incomeWork-Related DeductionsVehicle and travel expensesWork-from-home expensesUniforms and protective clothingSelf-education and training costsUnion fees and professional membershipsTools, equipment, and office suppliesOther DeductionsCharitable donations over $2Tax agent or accounting feesIncome protection insurancePersonal superannuation contributionsInvestment-related expensesTax Offsets & RebatesLow Income Tax Offset (LITO)Seniors and Pensioners Tax Offset (SAPTO)Private health insurance rebateSuperannuation spouse contribution offsetImportant Records to KeepReceipts and invoicesLogbooks for vehicle claimsHome office recordsRental property statementsInvestment and superannuation documents
The ATO recommends keeping records for at least five years after lodging your return. Using myTax or a registered tax agent can help reduce errors and speed up refunds.
Real Value Business Solutions is a CPA Practise.
Liability Limited by a scheme approved under Professional Standards Legislation.